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Money and Finance

From Savings to Spending—Master the Language of Money!

Money is something students use every day—but understanding how to talk about it clearly and confidently in English opens the door to independence, opportunity, and long-term success.

The topic of money and finance might sound like something for bankers or business students, but in reality, it’s a critical life skill for every learner. From paying for groceries to opening a bank account, from managing bills to planning for the future, money-related conversations are everywhere—and students need the right language to handle them well.

This topic helps learners build practical vocabulary for everyday situations: asking about prices, comparing options, making budgets, or using an ATM. These are real moments where language matters—not just for fluency, but for survival in a new environment.

It also empowers students to make smarter financial decisions. Talking about saving, credit, and budgeting in English builds both language skills and financial literacy. For many learners—especially those navigating new job markets or supporting families—this can be life-changing. It teaches them how to avoid debt, plan ahead, and understand systems that might be very different from those in their home country.

Beyond daily spending, the topic also gives students the tools to engage with more advanced ideas like banking, investment, or currency exchange. These are things they’ll encounter when traveling, working abroad, or building long-term financial stability. Even a simple conversation about exchanging money or applying for a loan requires a lot of clarity—and confidence.

This kind of content also creates space for meaningful discussion in class. Students enjoy sharing how money works in their cultures, what financial habits they grew up with, or how they’ve learned to manage their earnings. These conversations feel relevant, personal, and empowering—and they prepare learners to navigate the financial side of adult life in English.

When you teach money and finance, you’re not just teaching numbers and nouns—you’re giving students the tools to build stable, informed, and confident futures.

Add this set of paragraphs to your teaching library today and help your students develop the English skills they need to earn, save, spend, and succeed—without getting lost in translation.

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PackParagraphContent
160Saving, budgeting, and spendingIt’s important to know how to use money. We should save some, make a budget to plan our spending, and be careful not to spend too much. This helps us have enough money for what we need.
160Different types of banking and financial servicesBanks help us keep our money safe. We can also use banks to get loans or save money. There are many services to help us manage our money better.
160Understanding credit, loans, and debtCredit is when we borrow money to pay back later. Loans are bigger amounts of borrowed money. If we don’t pay back on time, we get into debt. It’s important to understand these things to manage money well.
160Investment and wealth managementInvesting means putting money into something to make more money later. Managing wealth means taking care of our money to grow it. This helps us plan for the future.
160Economic systems and currency exchangeCountries have different money, called currency. When we travel, we exchange our money for the local currency. Each country’s economic system decides how money is made and used.

More Text Packs

Urban Areas

City Life, Real Talk: Teaching the English of Urban Living

Time and Dates

Tick Tock, Talk: Teaching the Language of Time, Plans, and Life’s Little Moments

Culture and Traditions

Culture is not just something people study—it’s something they live, share, and carry with them every day

Work and Professions

Work is more than just a place students go—it’s a part of their identity, their routine, and often, their reason for learning English